Digital banking, payments and lending products built compliance-first. We scope the regulatory perimeter before writing code, because that is what decides your architecture.
Trusted by teams worldwide
Six product categories covering the regulated financial services we build most often.
The parts that decide whether you pass diligence, backed by our API and data teams.
Multi-currency remittance and international transfer apps with FX, compliance screening, and low-cost payout rails.
Crypto wallets, exchanges, DeFi, and tokenization platforms with secure key management and on/off-ramp integrations.
Automated KYC/AML, transaction monitoring, fraud analytics, and regulatory reporting tools that keep you audit-ready.
We map your business model, target markets, and the exact regulatory requirements, defining the compliance and security blueprint before a line of cod
Clickable prototypes plus a scalable, zero-trust system design covering data flows, integrations, and infrastructure.
Two-week sprints with a working prototype by week 3, so you validate features early and steer the build with confidence.
One call about your product, your markets and who holds the money tells you which licences and controls apply, what that means for your architecture and a fixed budget.
Get Your Free AuditFree · No obligation · Delivered within 48 hours
A process where the regulatory perimeter is settled before architecture, not discovered during audit.
We map the product, markets, money flow and regulatory perimeter, then agree a fixed quote.
Secure architecture, data residency and KYC/AML flows designed before build.
Product built in sprints with security review at every milestone.
Penetration testing, load testing and a compliance readiness review.
Launch with monitoring, fraud alerting and ongoing support.
Card data handling scoped out of your estate wherever possible.
Identity and screening flows designed with the product.
What a payments backend has to hold to keep money moving.
Typical time from discovery to a live, compliant product.
Real products, real users, real numbers, across health, mobility, delivery and education.
Mood tracking, guided sessions and personalised wellness plans in a warm, calming experience.
Live driver tracking, surge-aware fare estimation and multi-payment support in a fast, reliable app.
Live order tracking, smart dispatch and route optimisation that cut delivery times across 200+ restaurants.
Coach matching, personalised study plans and adaptive progress tracking for 10K+ students.
Six financial segments with genuinely different compliance and architecture demands.
Neobanks and banking-as-a-service products.
Moving money quickly and reversibly.
Credit decisions and repayment lifecycles.
Investing products with market data obligations.
Quoting, binding and claims.
Remittance and multi-currency movement.
“Appther built our student competition app exactly the way we envisioned it: easy registration, smooth judging, and real-time results that keep participants engaged.”
“Building a mental health app means every detail has to be handled with care, and Appther got that from day one. The product feels warm, simple, and genuinely helpful.”
“Appther exceeded every expectation, on time and on budget, and the final product has been instrumental in scaling our business. A rare engineering partner.”
“Implementing an ERP across our operations felt daunting at first, but Appther made the transition seamless. Every department now works off a single source of truth.”
Field notes from real builds. No hype, just what worked and what didn't.
Why scoping the perimeter first saves a rebuild later.
Double-entry patterns and why eventual consistency hurts here.
Onboarding flows that satisfy compliance and still convert.
A clear breakdown of what drives cost in regulated builds.
Walk away from one call with a compliance scope, an architecture direction, a realistic budget range and a delivery timeline. No pitch deck, no obligation.
Tell us what money movement you are enabling and in which markets. No sales pitch, just a straight answer on approach, scope, timeline and cost. Prefer email? Use our contact page.
Fields marked * are required. We reply within one business day.
